Articles from Your Financial Advisor in Santa Clarita
Here you’ll find clear, practical articles written by a fee-only fiduciary financial advisor in Santa Clarita. Whether you’re planning for retirement, looking to reduce taxes, navigating Medicare, or thinking about estate planning and legacy, you’ll find straightforward guidance. For personalized support, explore our Financial Advisor Services, Financial Planning for Individuals, or Business Retirement Plan Services.
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The Importance of Emergency Fund Savings
Don't wait to build your Emergency Fund Did you know that most financial experts recommend setting aside enough money in an emergency fund to cover three to six months' worth of expenses in the event [...]
What Is the Difference Between a Traditional IRA and a Roth IRA?
There are some key differences between these two types of individual retirement accounts (IRAs). While the contribution limits are the same for both, each has its own specific rules and potential benefits (see table below). [...]
Procrastination Can Cost You
Putting off retirement savings is a missed opportunity Most people start saving for retirement at 35—fully 10 years beyond the ideal age, according to a recent Financial Engines survey.1 Reasons to procrastinate are familiar to [...]
Know Before You Go: Understanding Your Distribution Options
When changing jobs or leaving employment, decisions you make about taking money from your plan can have serious tax consequences. Here’s what you need to know. Your Options Pros Cons 1. Roll over to an [...]
It’s a Big, Open Road in Your 20s: Find the On-Ramp to Financial Independence
In your 20s, the horizon seems limitless. You’re in your first grown-up job, making a regular paycheck. You may be tempted to spend it on fun stuff. But here are four areas that should take [...]
Good Financial Habits Start Early
Getting into a regular savings groove starts with a single first step Working at a job in high school may help form lifelong financial habits with a big payoff. Gretchen, a 40-year-old registered nurse, started [...]