roth ira

Roth Conversion – Tax Strategies to Consider

2024-02-22T14:30:09-08:00

Strategic Reasons for Partial Roth Conversions Before Year-End Looking for a tax-strategy for your investment portfolio? A Roth Conversion is something to consider. Both IRAs and 401(k)s provide the opportunity to cultivate tax-free growth within your investment portfolio. While contributions to Roth retirement assets incur taxes, the potential for tax-free growth and withdrawals in [...]

Roth Conversion – Tax Strategies to Consider2024-02-22T14:30:09-08:00

Maximizing Retirement Income

2023-11-20T15:56:59-08:00

Doing Some Tax Planning Now Can Pay Off Later in Retirement For many people, retirement is not a time to slow down and stop. It’s a time to explore the next great chapters of your life and build upon everything you’ve learned and experienced so far.  Another thing that doesn’t slow down or stop [...]

Maximizing Retirement Income2023-11-20T15:56:59-08:00

Ask Erick: Can I Contribute to a 401k AND a Roth IRA?

2022-11-21T11:12:37-08:00

Erick, can I contribute to my 401k AND a Roth IRA? Yes, tax payers can max out their contributions to both 401ks and Roth IRAs, assuming their income threshold is below the amount that would prohibit contributing to the Roth. Filing Status 2022 or 2023 Income range Maximum Annual Contribution Married filing jointly [...]

Ask Erick: Can I Contribute to a 401k AND a Roth IRA?2022-11-21T11:12:37-08:00

Higher Learning with a 529 Plan for College

2021-03-04T14:56:06-08:00

During these uncertain times, 529 plans may make more sense than ever For many people, a 529 savings plan offers an opportunity to achieve an important life goal and improve overall financial health. As college and university administrators determine how higher education will look in the future (classes on campus, remote learning or a [...]

Higher Learning with a 529 Plan for College2021-03-04T14:56:06-08:00

College Won’t Pay for Itself. How Will You Pay for It?

2018-05-18T18:27:58-07:00

You have more choices than you think. Is creating a college fund on your to-do list? Consider these options. 529 plans. Anyone can contribute to these savings vehicles. Some let you prepay college tuition; others allow you to accumulate and invest education funds. Earnings on investments in a 529 plan grow tax-deferred, and [...]

College Won’t Pay for Itself. How Will You Pay for It?2018-05-18T18:27:58-07:00

Brush Up on Your IRA Facts

2017-10-24T21:44:38-07:00

If you are opening an (Individual Retirement Account) IRA for the first time or need a refresher course on the specifics of IRA ownership, here are some facts for your consideration. IRAs in America IRAs continue to play an increasingly prominent role in the retirement saving strategies of Americans. According to the Investment [...]

Brush Up on Your IRA Facts2017-10-24T21:44:38-07:00

7 Baby Steps To Reach Your Retirement Savings Goals

2017-07-06T15:59:50-07:00

Feeling overwhelmed thinking about your retirement savings? Babies crawl before they can walk. Their first step is the most important -- it is the beginning of a lifetime journey.  If you know you should begin saving and investing for retirement, don't worry about making a giant leap forward. Taking one small step toward [...]

7 Baby Steps To Reach Your Retirement Savings Goals2017-07-06T15:59:50-07:00

Self Employed Retirement Planning – Where the gig economy fails

2016-12-14T17:04:57-08:00

More than 25 percent of all Americans have no savings to speak of, let alone a retirement nest egg. But for those without an employer plan, like a 401(k), that number is much, much larger. About 70 percent of so-called 1099 workers, including freelancers and contractors, said they have no long-term savings at all, according [...]

Self Employed Retirement Planning – Where the gig economy fails2016-12-14T17:04:57-08:00

Taxes Matter – What You Need To Know About IRA Rollovers

2016-12-14T17:05:20-08:00

When you change jobs, it may be tempting to cash out your 401(k) plan. But doing this could derail your retirement savings just when it’s important to keep your money growing tax-deferred. Rolling over your assets to an individual retirement account (IRA) is one of the most popular options available to help keep your money [...]

Taxes Matter – What You Need To Know About IRA Rollovers2016-12-14T17:05:20-08:00
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