distribution strategies

Procrastination Can Cost You


Putting off retirement savings is a missed opportunity Most people start saving for retirement at 35—fully 10 years beyond the ideal age, according to a recent Financial Engines survey.1 Reasons to procrastinate are familiar to many. But delaying your savings can be costly, as the chart below shows. Let’s say Tom starts saving 6% of [...]

Procrastination Can Cost You2016-12-14T17:05:28-08:00

Know Before You Go: Understanding Your Distribution Options


When changing jobs or leaving employment, decisions you make about taking money from your plan can have serious tax consequences. Here’s what you need to know. Your Options Pros Cons 1. Roll over to an IRA Continue tax-deferred growth Avoid early withdrawal penalties Have flexible investment options Can choose a Roth after-tax IRA Consolidate your [...]

Know Before You Go: Understanding Your Distribution Options2016-12-14T17:05:28-08:00
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