Articles from Your Financial Advisor in Santa Clarita
Here you’ll find clear, practical articles written by a fee-only fiduciary financial advisor in Santa Clarita. Whether you’re planning for retirement, looking to reduce taxes, navigating Medicare, or thinking about estate planning and legacy, you’ll find straightforward guidance. For personalized support, explore our Financial Advisor Services, Financial Planning for Individuals, or Business Retirement Plan Services.
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Clearing Financial Hurdles on the Road to Retirement
When friends and loved ones finally raise their glasses to bid you a long and healthy retirement, you do not want to be worrying about how your bills will get paid. That is why it [...]
401k News: Supreme Court Update Q2 2015
401k Supreme Court Update Ongoing Fiduciary Duty to Monitor Plan Investments Under ERISA, the plan fiduciary (typically the plan sponsor or a plan committee) has a fiduciary obligation to monitor plan fees and pay only reasonable [...]
401k Sponsor Internet Resources
If you are the sponsor for an employer-sponsored, here are some resources available on the Internet to help you better manage your plan. Internal Revenue Service, Employee Plans www.irs.gov/ep Department of Labor, Employee Benefits Security [...]
What’s the Best Way to Give Money to Children and Grandchildren?
In 2014, the IRS allows you to give up to $14,000 annually (or $28,000 if you give jointly with your spouse) to each of as many people as you'd like in cash, investments, and/or property [...]
401k News: Legislative Update Q2 2015
401k Legislative Update State-Based Retirement Plan Initiatives While Congress has been unable to reach a consensus regarding whether automatic IRAs should be mandated for employers that do not offer retirement plans, a number of states have [...]
Retirement Plan Investments Heavy on TDFs, Index Funds
Take a peek behind the scenes of other sponsors’ retirement plans and you may gain some useful insights into ways to improve your own retirement plan. Some key findings in a recent benchmarking report include: [...]