Personal Finance

Our Financial Advisors in Santa Clarita provide one-on-one personal finance strategies and Wealth Management services to select families, business owners and professional entertainers and athletes. Our Financial Advisors in Southern California are experts in helping individuals and businesses with financial planning and investment advice. Clients benefit from our financial advice in not only protecting their financial assets but growing them over time with our unique Advance and Protect Financial Strategies.
Our Private Wealth Management services for high net worth individuals encompassing financial planning, estate planning and tax strategies.

What to Expect Out of The Fed

2024-01-26T09:52:10-08:00

Key Takeaways Inflation expectations over the next 12 months have convincingly improved, giving the Federal Reserve (Fed) reasons to pivot. We will likely notice improving inflation dynamics later this week. Risk appetite improved as investors considered bringing cash off the sidelines and into capital markets, pushing the markets to new all-time highs. Building permits, [...]

What to Expect Out of The Fed2024-01-26T09:52:10-08:00

Good Debt vs Bad Debt

2023-12-05T14:05:01-08:00

The Two Faces of Debt - Good Debt vs. Bad Debt Understanding Good Versus Bad Debt Can Help You Make Smart Financial Moves Credit card debt is a huge challenge for many people. According to Debt.org, Americans owe $986 billion on credit cards, surpassing the prepandemic high of $927 billion. While credit card debt [...]

Good Debt vs Bad Debt2023-12-05T14:05:01-08:00

Retirement Tips – Get Your House in Order with a Will, 529, and Life Insurance

2024-01-11T08:43:31-08:00

Tools and Techniques Raising a child is expensive. From the day a baby is born until the day they turn 18, a typical family will spend about $310,605 — or about $17,000 a year, according to a recent Brookings Institution analysis of data from the U.S. Agriculture Department.1 If you’re planning to start a [...]

Retirement Tips – Get Your House in Order with a Will, 529, and Life Insurance2024-01-11T08:43:31-08:00

8 Metrics for Your Retirement Planning Dashboard

2024-01-03T17:38:39-08:00

Your Dashboard for Retirement Planning and Beyond! Hey there, future retiree! As you approach the golden years (and much much earlier), it's so important to put on your financial detective hat and dive into the world of numbers to ensure a smooth sail into retirement. Let's make this journey as friendly as possible by [...]

8 Metrics for Your Retirement Planning Dashboard2024-01-03T17:38:39-08:00

Retirement Tips – Paying Down Debt with Snowball or Avalanche Method

2023-12-05T13:51:40-08:00

Erick, are there any tricks to paying down credit card debt? I’d love to put the money in my 401(k) instead! Try the avalanche or snowball method. In each you’ll focus on making extra payments to one debt — while continuing to make the minimum payment on all your other debts. With the avalanche [...]

Retirement Tips – Paying Down Debt with Snowball or Avalanche Method2023-12-05T13:51:40-08:00

Retirement Tips – Don’t Make a Mistake on New RMD Calculation

2023-11-20T15:29:36-08:00

Knowledge is Retirement Power Thanks to the passage of SECURE Act 2.0 at the end of last year, the age for starting required minimum distributions from your 401(k) has been increased from age 72 to age 73 for individuals who attained age 72 after December 31, 2022. It will increase again, to age 75, [...]

Retirement Tips – Don’t Make a Mistake on New RMD Calculation2023-11-20T15:29:36-08:00

Market Performance After Rate Cut – Be Careful What You Wish For

2023-12-08T17:01:58-08:00

Stock Market Performance After Fed Cuts Rates - Historical Perspective Market-watchers have been intensely focused on the Federal Reserve (Fed) this year. Recently, they’ve mostly opined on when the first rate cut might be coming and, generally, making the assumption that a rate cut would be good for stocks. It could be good, but our analysis [...]

Market Performance After Rate Cut – Be Careful What You Wish For2023-12-08T17:01:58-08:00

2023 Last Minute Tax Savings Ideas

2023-12-06T15:49:16-08:00

As you approach the year's end, it's so important to consider ALL potential tax strategies to optimize your financial situation. Here are some considerations to guide your decisions: Defer Income to 2024: Consider all opportunities to defer income to 2024, especially if you anticipate being in a lower tax bracket. Ideas: postpone receipt of a [...]

2023 Last Minute Tax Savings Ideas2023-12-06T15:49:16-08:00

Are You Saving Enough for Retirement?

2023-11-20T15:10:31-08:00

Whether you’re 23 or 35, it’s important to know whether you are saving enough for your retirement. There is no time like the present to ensure you are allocating enough funds to your retirement account. With folks routinely living into their 80s and 90s, it’s more important than ever to ensure your money lasts [...]

Are You Saving Enough for Retirement?2023-11-20T15:10:31-08:00

Is India the New China?

2023-09-25T14:02:21-07:00

India has emerged as a compelling economic growth story and an increasingly attractive alternative to China within the emerging markets complex. A growing population with a robust and young workforce, significant infrastructure spending, and an ongoing digital transformation have been key catalysts to India’s outperformance over China. India has also benefited from the de-globalization [...]

Is India the New China?2023-09-25T14:02:21-07:00
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