In these unprecedented times our attention is being pulled in so many directions that it’s sometimes hard to know what to prioritize.  One financial matter that may need your attention is your life insurance used to protect your family and your income.

life insuranceWith the all-time low interest rate environment that we are facing, insurance companies are struggling to maintain the crediting rates they originally promised to their existing policy holders.  This could have long term impacts to your coverage and could possible send your policy on a road towards lapsing early, even though you have continued paying your premium for all these years!

Now is a great time to get a review of your life insurance policies.  We can make sure that policy meets your needs now and in the future.  If you own Whole Life, Universal Life, Indexed Universal Life or Variable Universal Life then you need to check that your policy is performing the way you originally intended. You don’t need any more surprises.

Next step: Pull your most recent policy statement and send it my way and I’ll schedule a time for us to discuss your current plans and future options.

It’s time to review that life insurance to see if it still makes sense for you and your family. Set up a consult to get your life insurance policy reviewed for free!

    Your Name (required)

    Your Email (required)

    What would you like to discuss?

    Tell us a bit more so we can prepare for your consultation.


    This material is for general information only and is not intended to provide specific advice or recommendations for any individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as predicted and are subject to change.

    References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. All performance referenced is historical and is no guarantee of future results.

    Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of their products or services. LPL Financial doesn’t provide research on individual equities. All information is believed to be from reliable sources; however, LPL Financial makes no representation as to its completeness or accuracy.

    This Research material was prepared by LPL Financial, LLC.

    Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC).

    Insurance products are offered through LPL or its licensed affiliates.  To the extent you are receiving investment advice from a separately registered independent investment advisor that is not an LPL affiliate, please note LPL makes no representation with respect to such entity.

    If your representative is located at a bank or credit union, please note that the bank/credit union is not registered as a broker-dealer or investment advisor.  Registered representatives of LPL may also be employees of the bank/credit union.

    These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, the bank/credit union.  Securities and insurance offered through LPL or its affiliates are:

    • Not Insured by FDIC/NCUA or Any Other Government Agency
    • Not Bank/Credit Union Guaranteed
    • Not Bank/Credit Union Deposits or Obligations
    • May Lose Value

    For Public Use | Tracking # 1-05036828