Articles from Your Financial Advisor in Santa Clarita

Here you’ll find clear, practical articles written by a fee-only fiduciary financial advisor in Santa Clarita. Whether you’re planning for retirement, looking to reduce taxes, navigating Medicare, or thinking about estate planning and legacy, you’ll find straightforward, actionable guidance to help you make smarter financial decisions.

Have a question about your finances?

We’re here to help. Book a no-pressure conversation with our team.

Is India the New China?
Gallery

Is India the New China?

Erick Arndt2023-09-25T14:02:21-07:00October 11th, 2023|Categories: Economy, financial planning, Investing, Personal Finance, Taxes|Tags: china, growth, india, msci|

India has emerged as a compelling economic growth story and an increasingly attractive alternative to China within the emerging markets complex. A growing population with a robust and young workforce, significant infrastructure spending, and [...]

Tax Changes Coming for 2025
Gallery

Tax Changes Coming for 2025

Erick Arndt2023-09-22T10:51:23-07:00September 27th, 2023|Categories: Budgeting, financial planning, Investing, Seniors, Taxes|Tags: estate tax rate, income tax rates, medicare, prescription drugs, Trump jobs act|

Hold onto your hats, folks, because big tax changes are making their grand entrance! Spoiler Alert: taxes are going up! Guess what? Starting in 2025, prescription drug prices are getting a bit of a [...]

Estate Planning is For Everyone
Gallery

Estate Planning is For Everyone

Erick Arndt2023-09-21T20:13:40-07:00September 22nd, 2023|Categories: Estate Planning, financial planning|Tags: charitable gifts, health care directive, health care proxy, living will, power of attorney, trust, will|

Hey there, future-focused friends! Let's dive into the wonderful world of estate planning – the ultimate life roadmap to make sure your dreams and wishes are rockin' even after you've left the stage. Okay, [...]

Certified Financial Planner Adds to Virtue Team
Gallery

Certified Financial Planner Adds to Virtue Team

Erick Arndt2024-02-22T15:33:13-08:00September 1st, 2023|Categories: College Planning, Estate Planning, financial planning, Insurance, Investing, Personal Finance, retirement planning, Taxes, Women and Wealth|Tags: certified financial planner, cfp, Financial plan|

Welcome Ross Allen, Certified Financial Planner (CFP) Plan Manager, LPL Financial In his role as Plan Manager at LPL Financial, Ross supports Virtue Wealth Management where he assists in developing and executing comprehensive financial [...]

US Debt Downgrade – Why is market pulling back?
Gallery

US Debt Downgrade – Why is market pulling back?

Erick Arndt2023-08-24T10:02:37-07:00August 24th, 2023|Categories: Debt, Economy, financial planning, Governments, Investing, LPL Commentary, Personal Finance, Taxes|Tags: treasuries, treasury bills, US debt|

Volatility has returned right on queue as U.S. equity markets continue to pull back from overbought levels. The recent jump in interest rates has proven to be too much too fast for stocks to [...]

401k Catch Up Contributions are Changing in 2024 – Be aware
Gallery

401k Catch Up Contributions are Changing in 2024 – Be aware

Erick Arndt2023-07-17T09:40:03-07:00July 19th, 2023|Categories: Employer Sponsored Retirement Plans, Financial, financial planning, Investing, Personal Finance, Taxes, Women and Wealth|Tags: 401k, catch up contributions, Roth, taxes, traditional 401k|

If You Make Over $145,000, You May Have to Pay Taxes on Your Catch-Up Contributions Planning for retirement is a crucial aspect of financial management, and catch-up contributions have long been a valuable tool [...]