Retirement

Our Financial Advisors provide unrivaled retirement planning experise in Santa Clarita and across the US for our Wealth Management and Financial Planning clients. Our retirement planning clients include select families, business owners and professional entertainers and athletes. Our Financial Advisors in Southern California are experts in helping individuals and businesses with financial planning and investment advice. Employees and retirement plan participants benefit from our fun and informative on-site seminars. Clients benefit from our financial advice in not only protecting their financial assets but growing them over time with our unique Advance and Protect Financial Strategies.
Our Private Wealth Management services for high net worth individuals encompassing financial planning, estate planning and tax strategies.

What Is the Difference Between a Traditional IRA and a Roth IRA?

2016-12-14T17:05:28-08:00

There are some key differences between these two types of individual retirement accounts (IRAs). While the contribution limits are the same for both, each has its own specific rules and potential benefits (see table below). It's important to review both types of vehicles and plan your IRA strategy carefully. No matter which type you choose, [...]

What Is the Difference Between a Traditional IRA and a Roth IRA?2016-12-14T17:05:28-08:00

Clearing Financial Hurdles on the Road to Retirement

2016-12-14T17:05:31-08:00

When friends and loved ones finally raise their glasses to bid you a long and healthy retirement, you do not want to be worrying about how your bills will get paid. That is why it is so important to participate in your company's retirement plan now. On the road to retirement, however, other financial challenges [...]

Clearing Financial Hurdles on the Road to Retirement2016-12-14T17:05:31-08:00

Retirement Planning: Tips and Resources for Everyone

2016-12-14T17:05:38-08:00

Boomers on the Brink: Issues Affecting Participants as They Consider Retirement Planning Will you still need me when I’m 64—or is it 65? Some birthdays are more important than others when it comes to retirement planning. Here are some milestones to remember. Age 50 More money can be placed in your retirement plan this year. Put [...]

Retirement Planning: Tips and Resources for Everyone2016-12-14T17:05:38-08:00

Plan Sponsor Quiz: Roth 401(k) Options

2016-12-14T17:05:40-08:00

Whether your 401(k) plan currently offers this feature or its addition to the plan is just being considered, why not take the following quiz to test your knowledge of this provision that continues to grow in popularity? Test Yourself on Roth 401(k): The income limits that apply to Roth IRAs also apply to Roth 401(k) [...]

Plan Sponsor Quiz: Roth 401(k) Options2016-12-14T17:05:40-08:00

401(k) Plans Investment Menu: Best Practices

2016-12-14T17:05:42-08:00

Investment Menu:  Best Practices Due to regulatory changes, market instability and large numbers of investment options, plan sponsors have been devoting more attention to their plans’ investment menus. A recent commentary from Vanguard identifies five best practices to assist plan sponsors in evaluating their menus while effectively communicating their plans to participants. To develop a [...]

401(k) Plans Investment Menu: Best Practices2016-12-14T17:05:42-08:00

Roth 401(k) Plans: Reviewing the Basics

2016-12-14T17:05:42-08:00

Sponsors of 401(k) plans have been permitted to amend their plans to accept Roth (after-tax) contributions since 2006. Plan participants can benefit from having their Roth contributions grow with tax-free earnings, and their contributions can be distributed to them at retirement with no future income tax liability. Unlike a Roth IRA, participation has no income [...]

Roth 401(k) Plans: Reviewing the Basics2016-12-14T17:05:42-08:00

Retirement Planning Tip: Maximize Employer Match

2016-12-14T17:05:44-08:00

More than 75% of those contributing to an employer-sponsored retirement savings plan receive matching contributions, and more than three-fourths of those participants contribute enough to receive the full match, according to TIAA-CREF’s Perfect Match Survey. But, only 72% of women and 64% of workers earning less than $35,000 annually receive the entire match. Many people [...]

Retirement Planning Tip: Maximize Employer Match2016-12-14T17:05:44-08:00

Retirement Readiness: Getting Employees’ Attention Is Key

2016-12-14T17:05:45-08:00

Having an effective employee engagement strategy is the most important component of a successful retirement plan, according to a recent white paper. The impacts of plan design, plan management, and investment solutions are all reduced without one. Engaging employees involves three major factors. First, plan sponsors need to understand that different employee groups, based on [...]

Retirement Readiness: Getting Employees’ Attention Is Key2016-12-14T17:05:45-08:00

Gen X Is Not Prepared to Retire

2016-12-14T17:05:45-08:00

Workers between the ages of 37 and 50 are poorly prepared for retirement, according to the 15th Annual Transamerica Retirement Survey of Workers. Only 24% of Generation X (those born between 1965 and 1978) reported that their greatest financial priority is saving for retirement. One-third of survey respondents expect a decline in their standard of [...]

Gen X Is Not Prepared to Retire2016-12-14T17:05:45-08:00

Beyond Retirement: What About Your Other Financial Goals?

2016-12-14T17:05:59-08:00

In addition to saving for retirement, there may be several other major financial goals you'll need to juggle in a lifetime. Let's say that at the age of 25 you earned $35,000. If your salary increased at the average historical rate, you'd have earned nearly $2 million in total by the time you were 65.¹ [...]

Beyond Retirement: What About Your Other Financial Goals?2016-12-14T17:05:59-08:00
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