Personal Finance

Our Financial Advisors in Santa Clarita provide one-on-one personal finance strategies and Wealth Management services to select families, business owners and professional entertainers and athletes. Our Financial Advisors in Southern California are experts in helping individuals and businesses with financial planning and investment advice. Clients benefit from our financial advice in not only protecting their financial assets but growing them over time with our unique Advance and Protect Financial Strategies.
Our Private Wealth Management services for high net worth individuals encompassing financial planning, estate planning and tax strategies.

Bucket List and Lifetime Financial Goals

2025-04-24T13:39:06-07:00

A Bucket Plan to Go with Your Bucket List John and Mary are nearing retirement and they have a lot of items on their bucket list. Longer life expectancies mean John and Mary may need to prepare for two or even three decades of retirement. How should they position their money?1 One approach is to [...]

Bucket List and Lifetime Financial Goals2025-04-24T13:39:06-07:00

Brief Guide to Condo Insurance

2025-04-24T12:04:02-07:00

A Brief Guide To Condo Insurance The ownership structure of a condominium unit is different from that of a single family house. Here’s what you need to know when purchasing insurance for your condo.1 1. Understand the Master Policy Since the ownership of all common areas is shared with other condo owners, the association of [...]

Brief Guide to Condo Insurance2025-04-24T12:04:02-07:00

Important Birthdays Over 50

2024-12-26T17:44:54-08:00

Age 50 At age 50, workers in certain qualified retirement plans are able to begin making annual catch-up contributions in addition to their normal contributions. Those who participate in 401(k), 403(b), and 457 plans can contribute an additional $7,500 per year in 2025. Those who participate in Simple Individual Retirement Account (IRA) or Simple 401(k) [...]

Important Birthdays Over 502024-12-26T17:44:54-08:00

Retirement Strategy After a Job Loss

2024-12-26T17:37:49-08:00

Few events are more stressful and disruptive than an unexpected job loss or layoff. For many, it’s a hit not just to finances but also to confidence and sense of self. You're not alone if you’ve been laid off—or if the idea is an all-consuming concern. According to a November 2024 MarketWatch survey, 70% of [...]

Retirement Strategy After a Job Loss2024-12-26T17:37:49-08:00

Can I Create a Roth IRA if I’m Over the Income Limit?

2024-12-26T16:52:05-08:00

Yes, you might be able to create a Roth individual retirement account (IRA) if you’re over the income limit. This strategy involves converting a traditional IRA to a Roth IRA. The idea, often referred to as a “backdoor Roth conversion,” is sometimes used by individuals whose incomes exceed the current limits for direct Roth IRA [...]

Can I Create a Roth IRA if I’m Over the Income Limit?2024-12-26T16:52:05-08:00

Doggy Pay Care – Budgeting for Pet Care

2024-10-10T14:13:04-07:00

Creating a Budget for Dog Parenthood Are you thinking about bringing a loyal, frisbee-chasing, treat-seeking, sock-stealing, face-licking, tail-wagging, bed-cuddling Canis familiaris into your life? If so, you’re in good company. According to Forbes Advisor, 65.1 million U.S. households own a dog, making it the most popular pet by far (cats are second, at 46.5 million [...]

Doggy Pay Care – Budgeting for Pet Care2024-10-10T14:13:04-07:00

Unravelling the Rising Cost of Living

2024-10-10T09:46:24-07:00

Understanding What Drives Higher Prices Can Help Improve Retirement Planning According to the Employee Benefit Research Institute’s 2024 Retirement Confidence Survey, 83% of workers are concerned that the higher cost of living will make it harder to save as much as they want toward retirement. If you’re like most retirement savers, you’ve likely had concerns [...]

Unravelling the Rising Cost of Living2024-10-10T09:46:24-07:00

Roth or Regular? Your 401k or IRA Choices

2024-10-10T09:28:32-07:00

Taking Advantage of a Roth Contribution Option Can Give You Some Flexibility in Retirement According to Vanguard’s “How America Saves 2024,” 82% of employers offer a Roth 401(k) option in addition to a traditional, or regular, 401(k) option. However, just 17% of employees contribute to a Roth. If you have access to a Roth 401(k) [...]

Roth or Regular? Your 401k or IRA Choices2024-10-10T09:28:32-07:00

3 things to know about the coming estate tax exemption sunset

2024-06-24T15:25:59-07:00

Tax Cuts and Jobs Act is scheduled to sunset. Get your planning done soon so you don't miss out. "Due to personally owned life insurance and estate growth over time, more clients than you might think could be impacted by the estate tax sunset." The current estate tax exemption amount is historically high, but it’s [...]

3 things to know about the coming estate tax exemption sunset2024-06-24T15:25:59-07:00

How Biden’s Withdrawal Impacts Your Investments

2024-10-07T14:34:21-07:00

The State of Play In a July 21 open letter posted on social media, President Biden wrote that he has concluded “it is in the best interest” of the Democratic Party and the country for him to “stand down from reelection” and subsequently posted on X that Vice President Kamala Harris has his “full [...]

How Biden’s Withdrawal Impacts Your Investments2024-10-07T14:34:21-07:00
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