Personal Finance

Our Financial Advisors in Santa Clarita provide one-on-one personal finance strategies and Wealth Management services to select families, business owners and professional entertainers and athletes. Our Financial Advisors in Southern California are experts in helping individuals and businesses with financial planning and investment advice. Clients benefit from our financial advice in not only protecting their financial assets but growing them over time with our unique Advance and Protect Financial Strategies.
Our Private Wealth Management services for high net worth individuals encompassing financial planning, estate planning and tax strategies.

Does Your Portfolio Reflect Your Risk Tolerance?

2017-11-20T17:46:59-08:00

Smart investors understand all types of risk -- and use that knowledge to their advantage. When it comes to investing, many people associate risk with losing money. But investing entails different types of risk. Understanding each type -- and the potential return associated with your retirement portfolio -- can help you determine whether your investments [...]

Does Your Portfolio Reflect Your Risk Tolerance?2017-11-20T17:46:59-08:00

Do You Need Travel Insurance?

2017-11-06T22:07:46-08:00

Travel Insurance is offered by many providers and readily available but do you need it? Whether you need travel insurance is likely to depend on your level of coverage from existing homeowner's, medical, automobile, and life insurance policies. In many instances, travel insurance may duplicate coverage that you already have. Travel insurance is likely to include [...]

Do You Need Travel Insurance?2017-11-06T22:07:46-08:00

Diversification: A Big Word, With Bigger Investment Implications

2017-11-06T21:21:41-08:00

When investing, don't put all of your eggs in one basket. Use diversification to manage risk and potentially enhance performance. In today's market environment, diversification is more important than ever.(1) But what is the thinking behind this big word? The process of diversifying -- or dividing your money among different types of investments -- is [...]

Diversification: A Big Word, With Bigger Investment Implications2017-11-06T21:21:41-08:00

Distributions and Rollovers: What You Need to Know About Roth 401(k)s

2017-09-26T02:48:43-07:00

The Roth 401(k) incorporates features of both Roth IRAs and traditional 401(k) plans. This article looks at rules governing distributions and rollovers that are unique to Roth plans. The Roth 401(k) resembles the Roth IRA, in that contributions are made with after-tax dollars and qualified withdrawals can be made tax free. But, as the name [...]

Distributions and Rollovers: What You Need to Know About Roth 401(k)s2017-09-26T02:48:43-07:00

Long-term Investment Success: Time

2017-09-26T02:23:30-07:00

Sticking to a sensible strategy potentially beats market timing. When the markets drop, sometimes investors panic, selling at or near a market bottom. Then they wait too long to get back in once the market recovers. More often than not, these investors make “market timing” decisions based more on emotion than logic. Much [...]

Long-term Investment Success: Time2017-09-26T02:23:30-07:00

What Is the Difference Between Disability Insurance and Long-Term Care Insurance?

2017-09-26T01:14:26-07:00

Understanding the difference between Disability Insurance and Long-Term Care Insurance and how it impacts your financial plan is critical to your success. Disability insurance addresses lost wages that stem from an inability to work. Long-term care insurance, in contrast, addresses expenses associated with medical care provided to you in your home, a nursing home, a [...]

What Is the Difference Between Disability Insurance and Long-Term Care Insurance?2017-09-26T01:14:26-07:00

Don’t Know Where You’re Heading? Any Road Will Take You There.

2017-10-24T21:14:20-07:00

Having a personal plan is the critical first step to organizing your finances and financial planning. Financial planning may seem daunting, if all you've ever done is pay bills and manage a checkbook. But personal planning is really, the first step to organizing your financial affairs and depends more on common sense than [...]

Don’t Know Where You’re Heading? Any Road Will Take You There.2017-10-24T21:14:20-07:00

Would You Rather have $1 Million or $5,000 a Month to Retire?

2017-10-09T15:44:24-07:00

Choosing between these values is all about your perspective.   Some people view having $1 million in the bank as more valuable than having an income of $5,000 per month. However, both values are roughly equivalent. This example illustrates what behavioral researchers call the illusion of wealth and the illusion of poverty.1 It [...]

Would You Rather have $1 Million or $5,000 a Month to Retire?2017-10-09T15:44:24-07:00

Analyzing a Company’s Stock

2017-10-24T21:35:00-07:00

What makes a company a good investment? Investment professionals consider several factors when they're selecting companies to include in a stock portfolio. Here are some of the criteria they're likely to use when analyzing a company. A Company's Finances A strong financial position on the part of the issuing company can make [...]

Analyzing a Company’s Stock2017-10-24T21:35:00-07:00

Brush Up on Your IRA Facts

2017-10-24T21:44:38-07:00

If you are opening an (Individual Retirement Account) IRA for the first time or need a refresher course on the specifics of IRA ownership, here are some facts for your consideration. IRAs in America IRAs continue to play an increasingly prominent role in the retirement saving strategies of Americans. According to the Investment [...]

Brush Up on Your IRA Facts2017-10-24T21:44:38-07:00
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