Articles from Your Financial Advisor in Santa Clarita
Here you’ll find clear, practical articles written by a fee-only fiduciary financial advisor in Santa Clarita. Whether you’re planning for retirement, looking to reduce taxes, navigating Medicare, or thinking about estate planning and legacy, you’ll find straightforward guidance. For personalized support, explore our Financial Advisor Services, Financial Planning for Individuals, or Business Retirement Plan Services.
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The Annual Financial Check-Up
Don't ignore it. Here's why. Here’s the scenario … you get a card in the mail, one of those little reminders that tells you it’s time for your annual financial checkup. Your reaction: I’ll take [...]
Throwing Out the 4% Rule
This 1990s retirement planning principle seems questionable today. Learn the 4% Rule In 1994, a financial advisor named Bill Bengen published research articulating the “4% rule”,which became a landmark of retirement planning. The [...]
How and When to Sign Up for Medicare
Breaking down the enrollment periods and eligibility. Medicare enrollment is automatic for some. For those receiving Social Security benefits, the coverage starts on the first day of the month you turn 65. Your enrollment is [...]
72(t) Distributions
Sometimes you can take penalty-free early withdrawals from retirement accounts. Do you need to access your retirement money early? Usually, anyone who takes money out of an IRA or a retirement plan prior to age [...]
A Tax Break for LTC Hybrids
Pay for long term care without paying taxes on an annuity withdrawal. A tax break with an additional benefit. Did you know that, since taking effect in 2010, you are allowed to withdraw money from [...]
Women, Longevity Risk & Retirement Saving
Statistics point out the need to save early, save consistently & stay invested. Will you live to be 100? If you’re a woman, your odds of becoming a centenarian are seemingly better than those of [...]