Personal Finance

Our Financial Advisors in Santa Clarita provide one-on-one personal finance strategies and Wealth Management services to select families, business owners and professional entertainers and athletes. Our Financial Advisors in Southern California are experts in helping individuals and businesses with financial planning and investment advice. Clients benefit from our financial advice in not only protecting their financial assets but growing them over time with our unique Advance and Protect Financial Strategies.
Our Private Wealth Management services for high net worth individuals encompassing financial planning, estate planning and tax strategies.

Retirement Planning With Health Care Expenses in Mind

2016-12-14T17:06:26-08:00

It is only wise to consider what Medicare won’t cover in the future.  As you save for retirement, you also recognize the possibility of having to pay major health care costs in the future. Is there some way to plan for these expenses years in advance? Just how great might those expenses be? There’s no [...]

Retirement Planning With Health Care Expenses in Mind2016-12-14T17:06:26-08:00

Coping With College Loans

2016-12-14T17:06:26-08:00

Paying them down, managing their financial impact.  Are student loans holding our economy back? Certainly America has recovered from the last recession, but this is an interesting question nonetheless. In a November 2013 address before the Federal Reserve Bank of St. Louis, Consumer Financial Protection Bureau Assistant Director Rohit Chopra expressed that college loan debt [...]

Coping With College Loans2016-12-14T17:06:26-08:00

The Annual Financial Check-Up

2016-12-14T17:06:27-08:00

Don't ignore it. Here's why. Here’s the scenario … you get a card in the mail, one of those little reminders that tells you it’s time for your annual financial checkup. Your reaction: I’ll take care of that later. Here’s why you should look forward to it. Why do I need an annual review? Because [...]

The Annual Financial Check-Up2016-12-14T17:06:27-08:00

How and When to Sign Up for Medicare

2016-12-14T17:06:28-08:00

Breaking down the enrollment periods and eligibility. Medicare enrollment is automatic for some. For those receiving Social Security benefits, the coverage starts on the first day of the month you turn 65. Your enrollment is also automatic when you are under 65, disabled, and receiving benefits from Social Security for 24 months. The exception to [...]

How and When to Sign Up for Medicare2016-12-14T17:06:28-08:00

72(t) Distributions

2016-12-14T17:06:28-08:00

Sometimes you can take penalty-free early withdrawals from retirement accounts. Do you need to access your retirement money early? Usually, anyone who takes money out of an IRA or a retirement plan prior to age 59½ faces a 10% early withdrawal penalty on the distribution. That isn’t always the case, however. You may be able [...]

72(t) Distributions2016-12-14T17:06:28-08:00

A Tax Break for LTC Hybrids

2016-12-14T17:06:29-08:00

Pay for long term care without paying taxes on an annuity withdrawal.  A tax break with an additional benefit. Did you know that, since taking effect in 2010, you are allowed to withdraw money from a certain kind of annuity without paying taxes as long as you use it to pay for qualified long term [...]

A Tax Break for LTC Hybrids2016-12-14T17:06:29-08:00

Women, Longevity Risk & Retirement Saving

2016-12-14T17:06:29-08:00

Statistics point out the need to save early, save consistently & stay invested.   Will you live to be 100? If you’re a woman, your odds of becoming a centenarian are seemingly better than those of men. In the 2010 U.S. Census, over 80% of Americans aged 100 or older were women.1 Will you eventually live [...]

Women, Longevity Risk & Retirement Saving2016-12-14T17:06:29-08:00

It’s Time to Review Your Life Insurance

2016-12-14T17:06:30-08:00

Are you underinsured, or not insured at all? When was the last time you looked at your life insurance coverage? Why not do it now? Life insurance can be a remarkable utility as an estate planning and tax-saving tool. Whether you have no life insurance, or you haven’t reviewed your policy in a while, it [...]

It’s Time to Review Your Life Insurance2016-12-14T17:06:30-08:00

Tax Scams & Schemes

2016-12-14T17:06:31-08:00

The “dirty dozen” that criminals & cheats try to get away with year-round.    Year after year, criminals try to scam certain taxpayers. Year after year, certain taxpayers resort to schemes in an effort to put one over on the IRS. These cons occur year-round, not just during tax season. In response to their frequency, [...]

Tax Scams & Schemes2016-12-14T17:06:31-08:00

Partnerhip Plans For Long Term Care

2016-12-14T17:06:32-08:00

Many states are assisting their residents to buy LTC insurance. Protect Your Assets A helping hand for a pressing need. With the baby boom generation maturing, numerous studies and articles have pointed out the rising need for long term care. Some state governments have directly responded to it. Now, many states have created [...]

Partnerhip Plans For Long Term Care2016-12-14T17:06:32-08:00

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