Personal Finance

Our Financial Advisors in Santa Clarita provide one-on-one personal finance strategies and Wealth Management services to select families, business owners and professional entertainers and athletes. Our Financial Advisors in Southern California are experts in helping individuals and businesses with financial planning and investment advice. Clients benefit from our financial advice in not only protecting their financial assets but growing them over time with our unique Advance and Protect Financial Strategies.
Our Private Wealth Management services for high net worth individuals encompassing financial planning, estate planning and tax strategies.

What Is the Difference Between a Traditional IRA and a Roth IRA?

2016-12-14T17:05:28-08:00

There are some key differences between these two types of individual retirement accounts (IRAs). While the contribution limits are the same for both, each has its own specific rules and potential benefits (see table below). It's important to review both types of vehicles and plan your IRA strategy carefully. No matter which type you choose, [...]

What Is the Difference Between a Traditional IRA and a Roth IRA?2016-12-14T17:05:28-08:00

Procrastination Can Cost You

2016-12-14T17:05:28-08:00

Putting off retirement savings is a missed opportunity Most people start saving for retirement at 35—fully 10 years beyond the ideal age, according to a recent Financial Engines survey.1 Reasons to procrastinate are familiar to many. But delaying your savings can be costly, as the chart below shows. Let’s say Tom starts saving 6% of [...]

Procrastination Can Cost You2016-12-14T17:05:28-08:00

Know Before You Go: Understanding Your Distribution Options

2016-12-14T17:05:28-08:00

When changing jobs or leaving employment, decisions you make about taking money from your plan can have serious tax consequences. Here’s what you need to know. Your Options Pros Cons 1. Roll over to an IRA Continue tax-deferred growth Avoid early withdrawal penalties Have flexible investment options Can choose a Roth after-tax IRA Consolidate your [...]

Know Before You Go: Understanding Your Distribution Options2016-12-14T17:05:28-08:00

It’s a Big, Open Road in Your 20s: Find the On-Ramp to Financial Independence

2016-12-14T17:05:29-08:00

In your 20s, the horizon seems limitless. You’re in your first grown-up job, making a regular paycheck. You may be tempted to spend it on fun stuff. But here are four areas that should take priority. Pay off credit card debt. If you carry a hefty monthly balance, or are just paying the minimum interest, [...]

It’s a Big, Open Road in Your 20s: Find the On-Ramp to Financial Independence2016-12-14T17:05:29-08:00

Good Financial Habits Start Early

2016-12-14T17:05:29-08:00

Getting into a regular savings groove starts with a single first step Working at a job in high school may help form lifelong financial habits with a big payoff. Gretchen, a 40-year-old registered nurse, started babysitting and working at a grocery store when she was 15. She regularly put half of her paycheck in a [...]

Good Financial Habits Start Early2016-12-14T17:05:29-08:00

Lofty Goals, Limited Means: Finding Ways to Boost Your Investments

2016-12-14T17:05:30-08:00

If you're ready to start investing or ramp up your current investment initiatives but there just doesn't seem to be enough money left over at the end of the month, don't give up. The following strategies could help you manage your money better and free up resources for your investment goals. Start budgeting. While most [...]

Lofty Goals, Limited Means: Finding Ways to Boost Your Investments2016-12-14T17:05:30-08:00

The Importance of Emergency Savings

2016-12-14T17:05:30-08:00

Did you know that most financial experts recommend setting aside enough money to cover three to six months' worth of expenses in the event of a major financial surprise? That's because a well-funded emergency account has the potential to get you through tough times without the need to spend other savings, such as assets earmarked [...]

The Importance of Emergency Savings2016-12-14T17:05:30-08:00

I’m a Single Parent. How Can I Get Ahead Financially?

2016-12-14T17:05:30-08:00

As a single parent, you need to understand the financial strategies that can stretch your income and help you lay the groundwork for a secure future. Consider the following lessons to help improve your family's bottom line: Identify Your Goals - You can't have a financial plan without first defining your financial goals. Start by recording [...]

I’m a Single Parent. How Can I Get Ahead Financially?2016-12-14T17:05:30-08:00

How to Help Keep Identity Thieves Away

2016-12-14T17:05:40-08:00

The more business we do and information we share online, the more identity theft becomes a growing threat to our financial security. There are ways you can help protect your good name and credit. Here are some tips to help keep you and your family safe. Monitor Your Accounts This goes for everything you have [...]

How to Help Keep Identity Thieves Away2016-12-14T17:05:40-08:00

The Right Mindset for Saving

2016-12-14T17:05:42-08:00

Positive thinking is an important part of visualizing your financial future. As much as we recognize the need to save for retirement, many small obstacles tend to get in the way of taking action. It turns out the decisions we make about financial matters, including putting off saving and investing for retirement, are deeply rooted [...]

The Right Mindset for Saving2016-12-14T17:05:42-08:00

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