A Financial Planner and Fiduciary You Can Understand.

Virtue financial advisorWealth Management is a trusted, fee-only fiduciary financial planner in Santa Clarita, CA. Since 2013 we’ve helped individuals, families, and business owners with unbiased investment management, financial planning, retirement income planning, and 401(k) advisory. We deliver clear, personalized strategies designed to reduce financial stress and help you pursue your life goals. Book a free consultation today.

Plan for Retirement

Our financial advisors will work with you to:

  • Determine how much income you are going to need to retire.
  • Utilize various individual and business tax-advantaged retirement plans to provide you the best opportunity to address your goals. By focusing on minimizing taxes, our clients can pursue their goals without the heavy burden of both federal and state taxes.

Income Protection

Life Insurance can protect your family by providing providing an income stream or a lump sum of money to continue to support your family’s financial needs when you’re unable to due to illness or death. Life insurance can also protect your business that you’ve worked hard to build by helping to provide a succession plan addressing the needs of your business partners as well as your family.

Life has many twists and turns so it’s important for all of our clients to protect themselves with proper Insurance and Estate Planning. Proper Life Insurance planning is not a simple process. Our financial advisors will assist you in designing a custom Life Insurance plan to help you pursue your goals while protecting your family at the same time.

Debt Elimination

How much of your wealth is being siphoned off banks and credit card companies?  If you would like to be debt-free when you retire, our financial advisors can show you strategies to pay off your debt by a specific time.

FAQs…

It’s sort of like how Luke worked with Yoda on his quest to find The Force. We would be Yoda helping you (Luke) find your way (to your financial goals). Like any great coach, we have many years of experience in our field but we also have many years of experience helping people pursue the goals they want to achieve in life. A good coach has the heart of a teacher. And that’s no different here.

After your financial plan is designed by us, you’ll have regularly scheduled coaching calls with your advisor to review your goals and your progress. In the beginning it might feel bumpy because it’s new but after a little while you’ll get used to it and you’ll enjoy the process of moving towards your goals. And in no time, you’ll be telling others (and maybe even doing some bragging).

Look for a fiduciary who is legally required to put your best interests first at all times — not someone who earns commissions by selling specific products. Choose a fee-only advisor so there are no hidden incentives to recommend investments that pay them more.In Santa Clarita, also prioritize someone who truly understands our local community — whether you’re a business owner, family raising kids in Valencia, or planning retirement after years in the area. At Virtue Wealth Management, we’ve been serving Santa Clarita and Valencia residents since 2013 as a fee-only fiduciary. We provide clear, unbiased financial planning and investment management tailored to your life goals, with no sales pressure and no confusing jargon.

Yes. Virtue Wealth Management is a fiduciary financial advisor. This means we are legally and ethically obligated to always act in your best interest — not the interest of any bank, insurance company, or investment product.As a fee-only firm, our compensation comes only from the transparent fee we charge you, never from commissions. This structure removes conflicts of interest and allows us to focus entirely on helping you pursue your financial and life goals with objective advice. Many Santa Clarita clients tell us this peace of mind is one of the biggest differences they notice when working with us.

We charge a small annual fee to design and manage your investment account for you. That fee comes out of your account so you won’t have to come out of pocket to pay it. And we offer a reduction in that annual fee as your account grows in size.  
At Virtue Wealth Management we keep it simple and transparent. Because we are fee-only, there are no hidden commissions or product sales on your investment account.
We work with you to understand your specific needs first, then discuss a fee structure that makes sense — often based on the services and complexity of your situation (such as assets under management, comprehensive planning, etc). Many clients find our approach very cost-effective because we help reduce unnecessary fees elsewhere in your finances and focus on long-term value.
The best way to know exactly what it would look like for you is to book a free initial consultation. There’s no obligation, and you’ll walk away with clarity on both your finances and what working together would cost.

Step 1: Your consultation – It all starts with a conversation. This is where we get to know each other and discuss what your goals are and how we can help you. We will also find out if we are a good fit for you and vice versa.

Step 2: We’ll develop a plan to pursue your goals – After that call we will get to work designing your financial plan utilizing proven financial strategies. Once your financial plan is complete, we’ll review it together, make sure you understand it, and then set a clear path using baby steps to move forward.

Step 3: Working side-by-side – Like any great coach we’ll have regular check-in calls to ensure you stay on track. We’ll work with you every step of the way and you’ll be able to monitor your progress 24/7 with our easy-to-use mobile app.
And if you’re not satisfied, you can cancel at any time.

So get started on the path to your financial goals so you can stop living with all that worry about not achieving your financial goals and falling further and further behind and start living with confidence as you follow your financial plan and work with a financial advisor towards your goals.

I’ve advised hundreds of families and individuals during my career as a financial advisor. I’ve worked with people with very little money when they started as well as people who had more than they will ever spend…and everything in between. I know how you feel. Anytime you start something new you get that feeling of doubt that it works for others but not you. I’ve had that feeling, too. I want you to know you are in good hands here. We have the team, the resources, and experience to help you.

We’ve worked hard to design different pricing plans that will meet almost anyone’s budget. If you’re serious about pursuing your goals, then you’ll be able to build that into your budget.

We hear that all the time from people when we first meet them. They might have had a bad experience with another financial advisor or a firm

Debt is a HUGE problem in America. Kudos for admitting it. That’s the first step.

Debt is a thief of wealth and of dreams. A good financial plan must have a plan to pay off debt. And your financial plan with us is no different. It will have a detailed plan to eliminate all debt from your life once and for all. We will show you proven strategies that have helped countless people in the past get rid of that debt. Imagine how you’ll feel to have a plan to be debt-free someday.

Yes, we can certainly manage your investment portfolio. Any type of account whether Traditional IRA, Roth IRA or a non-retirement account, we’ve got you covered. And we offer almost every type of investment from mutual funds, Index Funds like Vanguard, ETFs like iShares as well as portfolio strategists to manage your account according to your needs. In fact, you can get a free review of your account and we’ll explain how we would manage it as your financial advisor.

We can also help you with college planning (529 or Coverdell), Life Insurance to protect your family and your income , Long-term Care Insurance to protect your retirement nest egg and more.

And Yes, we are a fee-only financial advisor.

Your next step: Request your complimentary consultation with a Financial Planner

Learn how we can help you create a custom financial plan towards reaching your goals.

Disclaimer:

  • There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
  • Asset allocation does not ensure a profit or protect against a loss.