What is Wealth Management and How Can It Help You?

wealth management servicesThe strategies you used to accumulate wealth shouldn’t be the same ones you use to protect it. Many have made that mistake before. The days of simply buying and holding a portfolio of stocks and bonds are long gone. Now, you can choose from dozens of asset classes with broad diversification that may help protect your portfolio against today’s extreme market volatility. In the Wealth Management Phase of life, protection from market volatility and market corrections is even more important than ever. More than likely your main concern about investing is protecting your portfolio from volatility and downside corrections.  So how do you protect your portfolio and still seek growth?

Why You Need A Wealth Manager” – from Forbes Magazine

Proactive Wealth Management

Proactive wealth management describes the level of service our clients experience.

  • It’s about never having to call your financial advisor to ask “How am I doing?” because we’re calling you.
  • It’s about not having to relay messages to your accountant or attorney because we’re meeting with them to discuss you, your family, and your business.
  • It’s about reviewing your financial and life goals so you can focus on True Wealth.

Our Wealth Management Philosophy: You’re Our Client, Not Your Money.

That’s why we take the time to understand you and your goals – financial goals and life goals. Then we select the portfolio managers who specialize in that area to construct a portfolio in line with your goals. Over time, your goals will change and so must your portfolio. Active Management ensures your investment theme (see below) is adhered to. Located in beautiful Santa Clarita, Virtue Wealth Management can put a plan in place to help you worry less and live more.

Why Clients Choose Virtue Wealth Management

Help our clients improve their quality of life and achieve their financial goals by providing them high-quality unbiased financial advice and unrivaled personal attentive service. Come visit us: Virtue Wealth Management in Santa Clarita, CA
Honesty and Integrity are at the core of everything we do. We focus on making our exceptional client focus unrivaled.
We promise to put our client’s needs first helping them pursue all their life goals in order to reach true wealth.

Investment Style

Wealth Management is about understanding our clients and their needs. Our investment style focuses on asset allocation and proper diversification first. We learn from each client about their investment goals, risk tolerance, and time horizon before we design their portfolio. Then we design and implement your customized portfolio plan taking into account your investment goals, risk tolerance, time horizon as well as your assets held elsewhere (e.g. 401k plan).

Consider Diversification and Capital Appreciation using Alternative Investments: Large university endowment funds (e.g. Harvard, Yale) invest in alternatives such as Private Equity, Hedge Funds, Natural Resources for portfolio diversification and portfolio growth.

Some 30% of affluent Americans with $5 million or more investable assets say they are more likely to consider investing in private equity, real-estate investment trusts and hedge funds today than they were 5 years ago. – (Wall Street Journal)

Let’s discuss whether “Alts” or alternative investments are a good fit for your portfolio to manage risk and pursue growth.

Investment Themes

We work with you to determine your overall portfolio needs…and your lifestyle needs. How does investing in a Large Cap Growth Fund or S&P Index Fund match your lifestyle? It doesn’t. No wonder most investors are confused. Our Investment Themes align to your lifestyle because they are a custom-designed hand-picked allocation of investments to fit you. Welcome to Wealth Management.

Sometimes your portfolio can have multiple themes depending on your retirement and investment goals. We believe that is the basis for successful portfolio management. We focus on 6 main investment themes for our clients:

  • Tax Conscious
  • Risk Aware
  • Opportunistic
  • Capital Appreciation
  • Socially Conscious
  • Income Generation

It begins with a meaningful conversation about your financial and life goals so we can determine which themes will support you and your lifestyle.

Looking for Active Management?

Your portfolio is actively managed according to 1 or more themes ensuring your financial goals are addressed and risk is managed. We also offer the option to invest in specific areas or geographic regions (sector-based investing). Some popular options are:

  • Technology Companies (We helped found and currently support the amazing Tech Startup Community in Santa Clarita called “SCV Startup“)
  • Energy and Natural Resources – (e.g, Oil, Natural Gas, Gold, Timber, etc)
  • Geographic Regions (e.g. China, India, Russia, Vietnam, and South Korea)
  • Industries (e.g. Healthcare, Financials, Consumer Brands, REITs, Global Infrastructure)



Consult a Wealth Advisor

Next Step: Learn how our Wealth Management Services can help you protect and grow your assets.

Make an appointment with a Wealth Advisor today.
Consult a Wealth Advisor


No strategy assures success or protects against a loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio.

Alternative investments may not be suitable for all investors and should be considered an investment for the risk capital portion of the investor’s portfolio. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

International investing involves special risks such as currency fluctuation and may not be suitable for all investors.

Sector-based investing involves special risks such as greater volatility than an investment that invests more broadly.