Considering a Robo Advisor?

santa clarita robo advisorAre you considering having a web-based or “Robo Advisor” manage your investment assets?  Our Model Wealth Portfolios are built around a process to specifically address your changing investment needs as your lifestyle and future goals evolve.

Theme-based investment models allow you to focus on what’s most important to you, such as generating retirement income, helping protect your wealth in a down market, minimizing taxes, trying to capture excess returns, and more.  Theme-based portfolios are thoughtfully constructed. From asset allocation models to the selection and combination of underlying securities, each portfolio is specifically designed to address the objectives of your investment theme.

Five Steps to Build Your Theme-Based Portfolio

  1. Select your investment objective. The investment objective serves as the foundation for building your portfolio.  Working together, we will select one based on a number of factors, including your time horizon, financial goals, and risk tolerance.  Please note that your investment objective may differ over time, so it’s important that we revisit it as your financial situation changes.
  2. Select your investment theme. I will help you choose an investment theme that’s aligned with your goals and expectations.
  3. Select your asset management strategy. In Model Wealth Portfolios, you have a choice in your asset management strategy time frames:
    1. Strategic: The strategic asset allocation process typically looks out over a three-to-five-year time period and makes investments in those areas that may perform well during that timeframe. These portfolios do not react to all short-term market movements. In the case of a significant market change, these models will be traded. This management style has less trading and is designed for investors who have a longer term investment focus.
    2. Tactical: Tactical portfolios are designed to be invested over a shorter time period to potentially take advantage of market opportunities as short as a month, week, or day. This management style will typically have more trading than a strategic model.
  4. Select your strategist and model. In Model Wealth Portfolios, you have access to industry-leading portfolio strategists including LPL Research, Dimensional Fund Advisors, Morningstar, and more.
  5. Select your investment vehicle.  Working together, we will determine whether you would like to implement your portfolio with various investments.  Both offer a way to gain diversified exposure to a broad market, market segment, asset class, style, or geographic region.  The differences lie with how each vehicle’s purchase and sale structure, trading frequency, and tax implications.
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The next step: Get your free proposal.

Your free proposal will show you exactly how we can help you pursue your investment and financial goals.
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Investing in mutual funds involves risk, including possible loss of principal. Investments in specialized industry sectors have additional risks, which are outlined in the prospectus. An investment in Exchange Traded Funds (ETF), structured as a mutual fund or unit investment trust, involves the risk of losing money and should be considered as part of an overall program, not a complete investment program. An investment in ETFs involves additional risks such as not diversified, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors. Alternative investments strategies may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor’s portfolio. The strategies employed in the
management of alternative investments may accelerate the velocity of potential losses.