Long Term Care Insurance

Long Term Care insurance planning can be very confusing, yet it is an integral part of your overall financial plan. For millions of Americans, celebrating an 80^th, 90^th and even a 100^th birthday is increasingly likely. When you live a long life, there is a very high risk you will need the type of care that’s referred to as long-term care.

Needing long-term care places an enormous emotional and physical strain on loved ones and family members. That’s why having a plan is so important. Incorporating long-term care (LTC) insurance into your financial plan can help you protect your assets. It can reduce the burden of care that would otherwise fall on family members and enable you to receive care in the setting you most prefer…your own home.

What is Long Term Care?

Long Term Care (LTC) is the assistance or supervision you may need when you are not able to do some of the basic activities of daily living (ADL) – bathing, dressing, eating, continence, toileting, and transferring. Others may need help because of mental deterioration called severe cognitive impairment that can be caused by Alzheimer’s Disease, other mental illness or brain disorders.

Most common questions about Long Term Care Insurance:

• What are the odds I’ll even need care?
• What does Medicare cover? What does my long-term disability policy cover?
• Why is it important for women to plan?

“Most Often Asked Questions About Long Term Care Planning” is a special planning guide prepared by American Associate for Long-Term Care Insurance.

You’ll learn the answers to the most often asked questions:

• What are the odds I’ll need care?
• What’s the best age to start planning?
• What does Medicare cover?

…and more.

Request a copy with no obligation.